Medicare group health insurance has many advantages over manager health screening.

The absence of a worker due to illness entails many additional costs, especially if this period is prolonged. The employer is liable for the tax and contributory absence allowance for the first 15 days of sick leave, the cost of overtime for replacement, in the event of a longer absence the cost of recruiting a new colleague, his/her wages and benefits. Projected on the Hungarian average gross wage, this represents an average of HUF 110,000 additional expenses for the employer, per employee.

The report of the Hungarian National Bank also mentions the high number of sick days as a competitive disadvantage of the national economy, as the number is twice as high as in Austria.

However, absence due to illness can be significantly reduced if we provide our employees with accessible, high-quality care and the opportunity for regular screening tests.

In production, our employee, who works in a key position in terms of the work process, is increasingly complaining of numbness in his arm, which is making it difficult for him to work. At first, he only experienced it at night, so he would always show up for his shift, but recently he has had to interrupt work several times because of the numbness.

He decides to investigate the cause of the complaint, so he goes to the general practitioner, as he does not know what might be causing the complaint. In many cases, he is out of work for even a whole day. He receives a referral from the GP for cardiology and orthopedics, where he has to go in a few days and two weeks later. The cardiology examination also takes a day, and then he takes sick leave until the next visit.

The following week, he also visits the orthopedic specialist, where, after the examination, tunnel syndrome is suspected. This requires further investigation, for which he will only receive an appointment in two weeks. During this time, in order not to lose his wages, he goes to work, but he can only do his job in reduced capacity.

The next examination reveals that the complaint is caused by tunnel syndrome, which requires surgical intervention. The surgery can be performed after another two weeks, before which he must take the mandatory pre-operative tests, and full recovery after surgery requires 1-1.5 weeks of convalescence.

The employee is therefore absent for at least 25 working days, and more than 10 weeks pass from the time of diagnosis to complete recovery, during which time his replacement has to be arranged.

The complex healthcare service offered by Medicare’s corporate health insurance makes it possible to shorten this period significantly, as our telephone customer service colleagues refer the patient to the appropriate specialist on the basis of the complaints, and we can make an appointment within a few working days during that same call.

The imaging, laboratory and control tests necessary for establishing the diagnosis can then also be carried out within a few working days. This shortens the time it takes to make a diagnosis considerably, allowing treatment to start within 2-3 weeks and the employee can return to work after recovery in 6 weeks.

In addition to reducing the time of absence of employees, corporate health insurance offers employers a number of additional benefits:

• Compared to other employer benefits, health insurance is a more tax-efficient fringe benefit.
• Employees value benefits that represent real value and contribute to their own and their well-being and that of their families. These benefits increase employee loyalty.
• The commitment of employees reduces turnover, thereby reducing the cost of recruitment, selection and training.
• A healthy, motivated workforce increases the company’s competitiveness through its knowledge, which improves the company’s labor market position.

Our health insurance packages offer many benefits to the employees as well:

• No need to spend time searching for private doctors’ offices; we can make an appointment for a specialist consultation or examination on the first call via our telephone customer service
• Examinations can be easily scheduled thanks to our appointment booking system
• No waiting list
• No additional costs for the tests included in the package
• Quick and easy access to high-quality healthcare
• The health insurance can be extended to family members as well, so they can also receive the same care

• We offer different packages, tailored to the needs of companies, with a fixed annual fee per employee
• No risk assessment for group health insurance contracts
• We provide a wide range of private healthcare services across the country, for the specialties covered by the chosen insurance package
• Depending on the insurance package, annual preventive examinations and personalized treatments are also available
• Our insured clients can conveniently book appointments on working days through Medicare’s telephone Customer Service
• We provide 24-hour telephone health advice to our insured clients in case of any health problems that may arise

A Svédországban bejegyzett Medicover Försäkrings AB (publ) részvénytársaság a régió dinamikusan fejlődő biztosítótársasága, Közép-Kelet-Európa több uniós országában nyitott fióktelepet és elsősorban vállalati egészségbiztosításokkal szolgál Ügyfeleinek.

A Biztosítót Magyarországon képviseli:

Medicover Försäkrings AB (publ) Magyarországi Fióktelepe
Székhelye: 1134 Budapest, Váci út 29-31. – Magyarország
Cégjegyzékszám: 01-17-000521, adószám: 22553221-1-41
Nyilvántartó cégbíróság: Fővárosi Törvényszék

Kapcsolat:

Medicover Försäkrings AB (publ) Magyarországi Fióktelepe
Levelezési cím: 1134 Budapest, Váci út 29-31.
E-mail: biztositas@medicarebiztosito.hu
Tel.: +36-1-465-3150

Adatkezelési tájékoztató – Medicover Försäkrings AB (Publ) Magyarországi Fióktelepe